Commercial Property

Protecting your business’s physical assets is crucial for long-term success. At McDowell Insurance Agency, our commercial property insurance provides comprehensive protection for the structures, equipment, inventory, and contents that keep your business running. Whether you own or lease your property, this coverage ensures you’re prepared for a range of risks, from natural disasters and fire to theft and vandalism.

Commercial property insurance covers damages to your buildings, equipment, furniture, and inventory, helping you repair or replace essential items and minimizing downtime. Our policies are designed to be flexible, allowing you to tailor coverage based on the value of your assets and specific industry needs. In addition to property coverage, we offer business personal property insurance, which extends protection to items not permanently attached to your building.

Our policies also include options for replacement cost coverage, ensuring you can replace damaged property with new items without factoring in depreciation. Additional endorsements, such as equipment breakdown coverage, protect against repair costs if critical machinery or systems fail unexpectedly. Business interruption coverage can also be added to provide income support if your business operations are paused due to a covered property loss.

Our experienced agents work with you to understand your property risks and help you build a policy that safeguards your assets. Contact McDowell Insurance Agency today for a consultation and learn how our commercial property insurance can give your business the protection it deserves.